Tom Ruble - EXIT New Options Real Estate



Posted by Tom Ruble on 4/20/2018

Are you looking for that Diamond in the Rough ? This could be it. Large, expanded Cape Style home sits perfectly on this 1 acre level, usable lot. Mature Plantings, Established Gardens, Fire Pit. Enjoy plenty of space with 7 large rooms. Curl up with a good book in your Living Room with Fireplace. Enjoy the outdoors in your 3 season porch overlooking the inground pool with expansive patio. There is a workshop in the full basement, a work bench in the oversize garage and a small office area in the 1st. floor laundry room. 3 Bedrooms, 2 full baths and a great addition with Family room down and a Game room on the 2nd. floor. This home needs someone to care for it. Cosmetic TLC is required, so this property will not qualify for VA, USDA or FHA financing. Conventional mortgage is fine. Quick close is possible. This Home is located in a newer sub-division with very nice homes. 1st. showing deferred to Open House Tour Saturday 4/21 from 2:45 - 3:45. Come on by.

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Posted by Tom Ruble on 4/20/2018

Better than renting, this well maintained Condo has much to offer. Galley style kitchen features Granite Counters and Beautiful, Soft Close Cabinets and Drawers. There is a Dining Area off the Kitchen and a nice, freshly painted Living Room with a Slider that leads outdoors to a fenced in yard. 2 Bedrooms and a Full Bath are located on the 2nd. floor.There is a Huge Finished area in the Basement along with the laundry. Electric Hot Water Tank was installed new in 2017. Located at the front of the complex, this is a great commuter location with easy access to Routes 140, 2, I-190 and Southern NH. Gardner offers a Great Quality of Life with many year round outdoor (Golf, Swimming, Fishing, Hunting, Riding, Skiing, Hiking) and cultural (Museums, Art Galleries, Music Venues, Craft Breweries) opportunities. This will be a Great Place to call Home. Call now to schedule your private showing. 1st. showing deferred until Open House Tour Saturday 4/21 from 11:45 to 12:45. Hope to see you.

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Posted by Tom Ruble on 4/20/2018

Cute as a Button. That's what you'll say when you see this gorgeous home. Almost totally renovated by previous owner approx. 10 years ago. Newer flooring, windows, heating system and roof. Everything is done so you can move right in. Enjoy your morning coffee or evening libations from the comfort of your rear deck overlooking a large backyard. Or curl up with a good book in the family room with the efficient wood burning stove. All of the appliances convey including the stackable washer/dryer located in the 1st. floor bath. Easy to maintain vinyl siding. Close to major routes, area attractions and Southern NH. 1st. showing deferred by Seller request until Open House Tour Saturday 4/21 from 1:15 to 2:15.

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Posted by Tom Ruble on 4/20/2018

Buying a home is a process that can seem daunting and even a little scary to most first-time buyers. After all, being a homeowner is a huge financial and personal responsibility.

To make this lengthy process a bit more approachable, weíre going to break it down into five steps. While these five steps may be somewhat different for each person, depending on their own unique situation, they do comprise most home buyerís experience.

If youíre interested in learning the steps youíll need to take before owning your first home, read on.

Step 1: Know your long-term goals

Before you buy a home, youíll want to have a clear understanding of what you, your spouse, and your family want from the next five or more years. Youíll want to make sure the area youíre moving to can provide things like career advancement and opportunity, good schools for your children, and so on.

These questions may seem obvious, but itís an important conversation to have before making the long-term commitment of owning a home.

Step 2: Your budget and your needs

It might be tempting to hop online and start shopping for houses, but first you should get a clear idea of the size and cost of the house youíre looking for. This involves determining your budget, thinking about your credit and planning for your down payment.

Step 3: Mortgage pre-approval

Getting preapproved for a mortgage can be a great way to gauge the interest late and loan amount youíll be approved for. Youíll need to gather paperwork, including income information (pay stubs), tax returns, and W-2 forms.

Be aware that lenders will run a detailed credit report. Since credit reports count as an inquiry, they can temporarily lower your credit score by a few points.

Applying to several lenders within a short period of time can make a significant impact on your score. However, it will start to rise again within a few months if you donít open any new credit accounts or take out other loans.

Step 4: Get an agent

Real estate agents know the ins and outs of the home buying process better than anyone else. Theyíll be able to guide you through the process and provide you with information that you canít get anywhere else.

Step 5: Pick the right home for you

Now itís time to start home shopping. However, before you begin, remember that getting approved for a loan doesnít mean you must or should seek to spend the full amount on a home.

Plan for your needs, and keep the future in mind. Someday you might decide to upgrade, but in the meantime you can be building your credit and building equity in a smaller or more frugal home.





Posted by Tom Ruble on 4/13/2018

A three season room can be a really great investment for your home. This addition really allows for the enjoyment of the great outdoors without exposing you to the elements. Itís an investment that gives a maximum return.  


When you decide to install a three season room, there are a few things that you should consider. First, youíll need to estimate the costs of building the room. How much youíll spend varies based on the finishes that you choose, the materials used, and the area of the country that you live in.


Estimates


When you undertake any kind of home improvement project you should obtain estimates first. This way, youíll have an idea of just how much the project will cost. Contractors will also give you an idea of how they will go about completing the project in order to meet your needs. Itís a good idea to know how much demolition is needed and how long the project will take. This will vary by contractor.


Think Of Using Existing Structures


Using existing structures on your home can really help to cut down the cost of building a three season room. Your current porch or deck area may even have the ability to be enclosed. If the structures are sound, itís a great option. Remember that a three season room needs glass, a sturdy floor, screens and windows to be complete! 


Match The Roof


Youíll want to match the roof of your three season/sunroom with the existing roof of your home. Choose from a variety of styles from simple to the elaborate. Just be sure that the new roofing doesnít stick out too much. You can even add a skylight in the new addition to let more light in. 


The Estimate


You want to be sure that you get an accurate estimate for building your three season room. The contractor should include all of the following areas in the estimate:


  • The foundation
  • The frame
  • Electrical
  • Molding
  • Drywall
  • Skylights
  • Windows
  • Doors
  • Screens
  • Fans
  • HVAC hookups


It should be noted that along with building materials, the cost of labor should be included along with the estimate. Carpenters charge a set rate per hour as do electricians and plumbers. Youíll most likely need a few different contractors in order to complete your three season room, so take that into account. 


No matter what part of the country that you live in, you will always be happier if you maximize your enjoyment of the outdoors. Completing a 3 season room can help you and your family to enjoy nature all year round.




Tags: outdoor living   porch  
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